Home Insurance = Peace of Mind

Your home is your castle and everything within it your crown jewels, but since you probably don’t have a troop of beefeaters to stand guard, it’s a good idea to opt for some home insurance.

Adequate home cover will afford you peace of mind so that if your home is damaged or destroyed it will be repaired or rebuilt, or if your possessions are damaged or stolen you will be compensated.  To cover your home completely, we are able to offer building, contents and liability insurance.

Building Insurance

Buildings insurance is of vital importance.  By purchasing a policy through us you will be insured for loss or damage to your home caused directly by any of the Insured Events which occur suddenly and accidently during the period of insurance except those described in the General Exclusions of the policy.  The insured events are as follows: fire or explosion; lightening or thunderbolt;storm and/or rain, bursting or leaking of apparatus, tanks or fixed pipes; earthquake; flood; malicious acts; various impacts; breakage of glass.

Contents Insurance

If you’re looking to take out home insurance you might want to consider the valuables within your home. Contents insurance is optional but with the threat of burglaries and fire, searching for cheap contents insurance that covers your needs makes sense.  Contents insurance gives protection to anything that is not a fixed part of your home, for example your furniture, household goods and appliances, personal belongings, garden equipment, etc.  The sum insured must be adequate to cover the replacement cost of each item and all contents as when new. 

Liability Insurance

If your policy covers your home and/or your contents and especially if you plan to rent out your property, you may choose to insure against any claim for compensation or expenses which you become legally liable to pay for such as bodily injury to any person or property damage resulting from an occurence during the period of insurance. 

Please, click here to see the complete general terms and conditions for Household Insurance